There is a little something that just about everyone knows about but most try to ignore, and that is Murphy’s Law. The idea that if something bad can happen that it will happen does exist and is very true in the auto industry. It is just a matter of time before you get into some sort of accident of some kind. Having the right coverage, whether it is SR-22 insurance in Illinois so a basic insurance policy for your vehicle is what will protect you and your assets while on the road.
Why Have Insurance?
Auto insurance does more than just pay for a new car for you if you are in an accident. Insurance will help protect all of your assets and the assets of others on the road with you. Here are some ways this coverage helps keep everyone safer on the roads:
* It will pay for repairs to your vehicle if it is damaged in an accident
* It could cover some of your medical costs if you are injured because of the accident
* It will pay for a rental car for you while your vehicle is being repaired
* It helps cover for damage you may cause to someone else’s vehicle or property
* It goes towards helping ay the medical expenses of someone you inure in an auto accident
Insurance Types
There are many different types or levels of insurance coverage you can carry on your vehicle. Bodily Injury Liability is the coverage that is required by law for anyone driving a motor vehicle and covers medical expenses in the event of an auto accident. Property Damage coverage is also required by many states and goes towards repairing another person’s vehicle or property should you be at fault for the accident. Uninsured and Underinsured coverage works to protect you and your passengers in the event of an accident and if you are hit but someone who does not have insurance coverage. SR-22 is a special type of coverage and is usually intended for individuals who have major negative marks on their driving record such as DUI or driving with a suspended license.
Having the right coverage, whether it is SR-22 insurance in Illinois or a basic insurance policy for your vehicle, is what will protect you and your assets while on the road. For more help choosing the right coverage for your needs, contact Accurate Auto Insurance today and see what they can offer you!
